Comprehensive protection for construction projects against accidental physical loss or damage during the course of work. It typically covers two main areas: Material Damage – Protects the project site, building works, materials, and equipment against events such as fire, theft, collapse, or other unforeseen accidents. Third-Party Liability – Covers legal liabilities arising from accidental bodily injury or property damage to third parties caused by construction activities. Ideal for contractors, developers, and project owners.